AmbiaPay – Send and receive money, buy goods and pay for services.
One wallet: bills, airtime, money transfers. All in your Ambia App.
Your calls.
Your data.
Now your money.
What is AmbiaPay
AmbiaPay is a digital wallet built into the Ambia app to help Ambia customers move money reliably, securely & affordably.
Whether you need to send cash to a loved one, pay bills, or top up airtime; all of this happens within Ambia apps you already use.
If Ambia helped you connect calls and data, AmbiaPay now helps you move your money Safely, reliably, fast and affordably.
Key Features
Top up from Bank/Card
Link your card to AmbiaPay for seamless top ups
Ambia to Ambia transfers
Send money to other Ambia users instantly.
Ambia to Mobile wallets
Move funds to and from other mobile money wallets in Ke e.g M-Pesa & Airtel money.
Bills & Goods
Pay utility bills, buy airtime or shop using AmbiaPay.
Transparent History & Controls
Track every transaction and know your balance.
How It Works
Fees & Limits
We believe in clear charges.- No surprise fees for wallet transfers.
- Transparent rates for mobile/airtime charges.
- Daily & monthly limits for security (e.g., KSH X per day)
- Licensed and regulated by relevant government bodies.
Security & Trust
AmbiaPay is built with best practices for security, privacy, and regulation. Ambia ensures your money is safe and compliant with Kenyan laws. Elige Africa ensures your money is safe, your data encrypted, and compliance with Communications Authority of Kenya.Get Started
Ready to try AmbiaPay? Make sure your Ambia app is updated.Then head to the AmbiaPay tab to activate. Check if your bank/card supports online payments.Let’s make moving money as easy as making calls.FAQ
Usually seconds to a few minutes.
We have support and reversal processes.
Transparent fees depending On the type of transaction.
Link you card to know if your bank support online payments